Overview
Annual Credit Review – Individual Contributor
TCS BPS IS HIRING!
Job Role: Annual Credit Review – Individual Contributor
Location: Bengaluru / Gurgaon / Chennai / Mumbai
Job Requirement:
– 8-15 years of relevant experience; in Corporate Banking, FIG/Corporate & Investment Banking with Credit Decisioning Specialist or Approval of Corporate Lines of Credit.
– Underwriting & Credit Decisioning/ Credit approval authority for Corporate Loans is a must.
– Underwrite mid to large corporate loans cases and present them to senior level.
– Credit Decisioning and Credit Risk approvals are the key responsibilities.
– Prepare, finalize review of credit memos as part of Core Credit Underwriting, and approval/ decline signoffs on every credit memo after checking for documentation requests.
– Authorize deviations raised and documented by underwriters in compliance with credit policy.
– Sound knowledge of financials, cash flow, leverage & liquidity analysis, credit quality, assigned value risk analysis.