Overview
Job Title: Credit Manager
Location: Bangalore, HSR layout
Experience Required: 5 to 8 Years
Industry: FinTech/NBFC
Compensation: Competitive, as per industry standards
Overview:
– We are seeking an experienced and detail-oriented Credit Manager to join our growing team propelld.
– The Credit Manager will play a crucial role in evaluating and managing credit risks associated with our student lending portfolio.
– This individual will be responsible for assessing creditworthiness, developing credit policies, and ensuring compliance with regulatory standards.
– The ideal candidate will bring a strong background in credit analysis, risk management, and a passion for contributing to the success of a forward-thinking fintech company.
Key Responsibilities:
– Assess, evaluate, and underwrite high-ticket loans ranging from – 40 to – 80 lakhs.
– Ensure credit decisions align with organizational policies and regulatory guidelines.
– Lead, mentor, and manage a team of credit analysts.
– Establish performance metrics and provide constructive feedback for team development.
– Identify and mitigate credit risks while maintaining a balanced risk-reward approach.
– Develop and enhance risk models to evaluate borrower profiles effectively.
– Work closely with business teams to understand customer requirements and provide solutions.
– Collaborate with operations and legal teams to ensure smooth disbursal and compliance processes.
– Streamline credit underwriting processes for improved efficiency and accuracy.
– Leverage technology and data analytics to enhance decision-making frameworks.
Requirements:
Experience:
– 5 to 8 years of experience in credit underwriting, specifically handling high-ticket size loans in a fintech or NBFC environment.
Educational Qualification:
– MBA, CA, or equivalent degree in Finance/Banking.
– Strong analytical skills with an in-depth understanding of credit risk assessment and underwriting.
Why Join Us?
A team of empathetic problem solvers
– The Right Compensation
– Growth path to become a leader
– An opportunity to drive meaning with products
– A culture of continuous learning
– Freedom – freedom to explore, fail and learn
– Propelld Values
– Customers are our North Star
– No Fear – Tell the truth
– Team of Owners