Overview
Job Description:
– Achieve the bank’s objective in terms of earnings, assets, liabilities, Net Interest Income, credit quality as per agreed/targets from client relationships across all product groups.
– Develop & maintain strong relationship with Corporate Partners. Dealing with NBFC, MF & FI Insurance.
– Handle activities ranging from identifying clients financial needs, advising and structuring the deal.
– Achieve revenue and customer retention goals by increasing client profitability through cross sell and relationship building.
– Manage existing Portfolio of 1000 Cr.
– Overall P&L responsibility for South Market (Bangalore, Chennai, Hyderabad & Kochi).
– Analyse competitive landscapes & market trends to map pricing strategies at regional levels.
– Focus on early warning systems, internal and RBI audits and other controls.
– Monitor portfolio of borrowers and closely track concern accounts.
– Practice and preach the values of the bank and zero tolerance for compliance or regulatory slippages.
– Manage a team of 5 to 6 teammates.
Desired Candidate Profile:
– Preferred MBA / CA.
– 15 years+ experience from Private Banking. Preferred from Corporate Banking.
– Familiar with regional language of South Zone.