Overview
Credit Analyst
Job Description:
– Assess working capital, quantum of industrial finance, banking limits to industries and corporate companies
– Preparation of Credit Monitoring Analysis, analysis of audited financial statements, ratio analysis, preparation of projected cash flow statements of the company for raising funds/term loans, etc. to judge the financial strength of the company
– Writing credit appraisal notes of SME clients for fund based and non-fund based working capital limits
– Analyzing the financial health of the organizations encompassing credit proposals, preparing for projected P&L account
– Examine and execute legal documents for disbursal of credit facilities
– Coordinate with internal teams to enhance clients needs, customize product services
– Responsible for deferral cases management, health and retention of new clients and business synergy within the group
Specific requirements:
– Data- rational and detail conscious
– Good interpersonal skills
– Conventional (complaint conscious)
Location: Gurgaon