Overview
Working Days: 5 days
Job description:
Banking Relations & Credit Management
– Manage relationships with 7-8 banking partners for both fund-based and non-fund based facilities
– Prepare comprehensive bank proposals and facilitate credit limit enhancement/renewal processes
– Monitor and ensure compliance with financial covenants, regulatory requirements
– Coordinate with banks for LC/BG issuance, amendments, and extensions
– Negotiate with banks for competitive interest rates, processing fees, and other charges
Treasury Operations
– Manage daily fund position and ensure optimal utilization of available funds
– Monitor working capital utilization across multiple banking relationships
– Track and reconcile bank charges, interest calculations
– Oversee fixed deposit portfolio and BG margin money management
– Prepare daily/weekly treasury reports and cash flow projections
Financial Modeling & Documentation
– Develop detailed financial models for term loans and working capital assessments
– Create comprehensive project reports (DPRs) with financial projections
– Prepare corporate presentations and credit proposals for various stakeholders
– Support documentation for debt syndication and project finance
– Assist in credit rating process and maintain relationships with rating agencies
Compliance & Reporting
– Ensure timely submission of monthly, quarterly, and annual banking compliance reports
– Coordinate with legal team for documentation and charge creation
– Maintain records of security documents, NOCs, and other critical banking documents
– Prepare MIS reports for senior management on banking and treasury operations
– Monitor and report covenant compliance for various credit facilities
Qualification Requirements
Technical Skills
– Advanced Excel proficiency (financial modeling, data analysis)
– Strong PowerPoint skills for corporate presentations
– Proficient in Word for documentation
– Knowledge of banking software and ERP systems
– Understanding of project finance and working capital management
Key Performance Indicators
– Timely completion of banking compliances and reports
– Optimization of interest costs and bank charges
– Efficiency in working capital management
– Quality of financial models and presentations
– Effectiveness in bank relationship management
– Turnaround time for credit proposals and documentation