Overview
We are seeking a highly experienced Corporate Credit / Private Credit Investment Professional with 6+ years of experience in leveraged finance, debt advisory, or public/private credit. The ideal candidate will play a key role in evaluating, structuring, and managing private credit investments across various industries. This role requires strong credit underwriting expertise, financial modeling skills, and hands-on experience in direct lending, leveraged buyouts (LBOs), structured credit, or special situations.
Key Responsibilities:
Investment Analysis & Execution:
– Conduct in-depth credit analysis on corporate borrowers, evaluating financial statements, business models, and industry trends.
– Perform rigorous financial modeling, including cash flow projections, scenario analysis, and sensitivity testing.
– Assess risk/return dynamics for new investment opportunities, providing well-supported recommendations to the investment committee.
– Structure and negotiate private credit transactions, including senior, unitranche, mezzanine, and subordinated debt.
– Lead due diligence processes, coordinating with investment banks, advisors, and legal teams.
Deal Structuring & Documentation:
– Negotiate key credit terms, covenants, and legal documentation to optimize risk-adjusted returns.
– Review and analyze loan agreements, indentures, intercreditor agreements, and other financing documents.
– Work closely with financial sponsors, management teams, and co-investors on transaction execution.
Portfolio Management & Risk Monitoring:
– Oversee and actively manage a portfolio of private credit investments, tracking financial performance, covenant compliance, and credit events.
– Identify early warning signals and propose risk mitigation strategies.
– Provide regular updates and reports to senior management and investors.
Market Research & Business Development:
– Stay informed on macroeconomic conditions, market trends, and credit cycles to identify emerging investment opportunities.
– Develop and maintain relationships with investment banks, private equity firms, lenders, and other market participants to source proprietary deal flow.
– Contribute to thought leadership on private credit strategies and risk management approaches.
Qualifications & Skills:
– 6+ years of experience in leveraged finance, private credit, debt advisory, or credit research within investment banking, asset management, or private equity.
– Strong credit underwriting and financial modeling expertise, including experience with LBOs, distressed debt, or special situations.
– Deep understanding of capital structures, covenant analysis, and debt instruments (senior debt, mezzanine, structured credit, etc.).
– Experience with loan documentation, term sheets, and credit agreements.
– Excellent communication and presentation skills, with the ability to articulate investment theses to senior stakeholders.
– Proficiency in financial data tools such as Bloomberg, FactSet, Capital IQ, and Moody’s Analytics.
– Ability to work independently, manage multiple transactions, and thrive in a fast-paced environment.
Preferred Qualifications:
– CFA, CA, CPA, or other relevant certifications.
– Experience in direct lending, structured credit, or special situations investing.
– Strong industry relationships and a track record of sourcing private credit deals.