Overview
Job Description:
– Senior-level Credit & Risk Lead to head the Centre of Excellence for a fast-growing marketplace business.
– The role involves managing a large unsecured lending portfolio focused on MSMEs, with disbursements exceeding – 50 crores monthly.
– Responsibilities include credit assessment, portfolio and risk management, policy development, and leading a 10-15 member team.
– The position demands strong analytical expertise and deep experience in unsecured MSME lending, preferably from NBFCs or microfinance backgrounds.
Key Highlights:
– Location: Bangalore
– Monthly disbursement portfolio: – 50 Cr+
– Team size: 10-15 direct reportees
– Experience required: 8-10 years in credit risk management
– Must have handled unsecured lending to MSMEs
– Strong focus on portfolio monitoring, risk modelling, and credit policy development
– Preferred background: NBFCs, Microfinance institutions, Lending platforms