Overview
Role : Senior Credit Analyst
Location : Kolkata
Role Overview:
We are seeking a seasoned Senior Credit Analyst to lead our credit analysis team. This role involves overseeing financial assessments, guiding analytical processes and ensuring comprehensive credit evaluations for our clients.
Key Responsibilities:
– Team Leadership: Manage and mentor a team of associate credit analysts, fostering a collaborative and high-performance environment.
– Financial Analysis: Conduct in-depth analysis of balance sheets, profit and loss statements, cash flow statements and notes to accounts to assess financial health.
– Ratio Analysis: Evaluate key financial ratios, including liquidity, solvency and profitability to determine company strength and creditworthiness.
– Client Engagement: Engage with company promoters to gain insights into business operations and performance relative to industry benchmarks.
– Report Preparation: Guide the analytical team in preparing detailed rating notes, ensuring accuracy and compliance with industry standards.
– Rating Process Management: Oversee end-to-end interactions with rating agencies, ensuring timely and accurate completion of the rating process.