Overview
Job Title: Portfolio Manager Mid-Market Group (MMG)
Location: Chennai
Job Responsibilities:
– Manage and grow a portfolio of MMG clients through acquisition of new accounts and retention of existing relationships.
– Identify client needs and offer customized banking solutions across assets, liabilities, trade finance, and treasury products.
– Conduct financial and credit analysis for lending proposals and ensure timely renewal/review of credit limits.
– Monitor portfolio performance, track repayment schedules, and manage delinquency risk.
– Ensure compliance with internal policies, credit guidelines, and regulatory norms.
– Cross-sell bank products and services to maximize wallet share.
– Maintain high service standards to enhance client satisfaction and loyalty.
– Prepare periodic MIS/reports on portfolio performance and business pipeline.
Job Requirements:
– Graduate/Postgraduate in Finance, Business, or related discipline (MBA/CA preferred).
– 5plus years of banking experience, preferably in MMG/Corporate/SME segment.
– Strong knowledge of credit appraisal, trade finance, and banking products.
– Excellent relationship management, negotiation, and communication skills.
– Proven ability to meet business targets and manage risk effectively.
– Analytical mindset with proficiency in financial statement analysis.
– Sound understanding of RBI regulations and compliance requirements.