Overview
Job Title: Credit Manager – Financial Institutions Group (FIG)
Location: New Delhi & Mumbai
Client: Leading Private Sector Bank
Job Description:
We are seeking an experienced Credit Manager to join our Financial Institutions Group (FIG), responsible for evaluating and managing credit risk across a portfolio of financial sector clients, including NBFCs, HFCs, insurance companies, mutual funds, and fintechs.
Key Responsibilities:
– Conduct in-depth credit appraisal of financial institutions, analyzing business models, financial statements, regulatory filings, and industry trends
– Prepare detailed credit proposals and risk assessments for new and existing clients
– Monitor portfolio performance and flag early warning signals
– Coordinate with internal stakeholders including relationship managers, risk, compliance, and legal teams
– Ensure adherence to regulatory and internal credit policy guidelines
– Assist in structuring deals, credit terms, and documentation review
Qualifications:
– CA / MBA (Finance) or equivalent
– 4-8 years of relevant experience in credit underwriting or risk analysis, preferably in FIG/NBFC segments
– Strong analytical, financial modeling, and presentation skills
– Familiarity with RBI guidelines and regulatory landscape for financial institutions