Overview
Job Title: Credit Manager Healthcare, Education & Financial Institutional Group
Location: Mumbai & New Delhi
Department: Corporate Banking / Risk Management
Industry Segment: Healthcare Finance, Education & FIG
Employment Type: Full-time
Job Summary:
The Credit Manager will be responsible for credit assessment, risk analysis, and portfolio management for clients in the Healthcare, Education, and Financial Institutional sectors. The role involves conducting detailed credit appraisals, preparing credit proposals, and ensuring compliance with regulatory and internal risk guidelines.
Key Responsibilities:
– Conduct detailed financial analysis and risk assessment of new and existing clients
– Prepare and review credit proposals, ensuring adherence to credit policy and regulatory norms
– Monitor portfolio performance, early warning signals, and credit covenants
– Collaborate with Relationship Managers and Risk teams for deal structuring and risk mitigation
– Engage in sectoral analysis and periodic portfolio reviews for Healthcare, Education, and FIG
sectors
– Support audit and compliance functions by ensuring documentation and reporting standards are met