Overview
Functional Responsibility / Domain Related –
– The role would involve supporting S&P primary analysts, based out of North America, EMEA and Asia Pacific regions, to arrive at / monitor credit ratings for issuers across various industries. Analysis would cover surveillance of a portfolio of companies as well as responding to market events that could potentially lead to a change in ratings.
– Analyze business performance, including:
– Industry dynamics and regulatory trends
– Evaluating country and macroeconomic risk o Competitive and market position o Strategy / execution / management of the companies o Trends in profitability and peer comparisons
– Analyze financial performance, including: o Understanding accounting standards o Financial governance and policies o Analysis of financial ratios and trends o Liquidity / short-term factors o Understanding the capital structure of companies
– Assist the primary analyst(s) in the preparation of in-depth financial models – historical and projections
– Prepare comprehensive internal credit research reports and notes covering the aforementioned operational and financial factors.
– Assist primary analyst(s) in preparing publishable credit reports – Process Adherence
– Focus on review / QC, adding analytical inputs, when required
– Create and maintain base level training, process manuals & documentation to ensure smooth execution of tasks
– Adopt the defined processes in day to day execution of assignments
– Identify process improvement avenues and identify value added work
– Strictly practice and follow all Compliance, Confidentiality, and Information Security Policies, Procedures and Guidelines of the Organization.
– Suggest that trading/holding in shares belonging to a Corporate entity/Infrastructure company is prohibited – Client Management / Stakeholder Management
– Build and maintain relationships with S&P team
– Set expectations with clients regarding scope of work, timelines for routine tasks – People Development
– Provide analytical mentoring to junior members of the team
– Implement team-level initiatives
Candidate Profile:
– Prior experience in analysing company’s financial and operational performance is a must
– Excellent oral and written communication skills – Sharp analytical thought process
– Understanding the key industry risks and competitive forces
– Understanding of accounting and financial analysis and concepts
– Positive attitude with qualities of a team player
– Innovative and solution orientation
– Open to new ideas and initiatives
– Ability to build client relations and take a view based on client guidance
– Ability to deal with pressure Essential Qualifications
– Two years full-time MBA (Finance) or equivalent OR CA Preferred Qualifications
– Two years full-time MBA (Finance) or equivalent OR CA
Mandatory Skills: Financial ratios forecasting, report writing, Credit Risk Analysis