Overview
Job Title Credit Analyst Insurance
Division GAC
Department Global Analytical Centre Analytical
Location : Pune
Role Summary
Functional Responsibility/Domain Related:
– Support global Credit Analyst(s) to track the performance of a portfolio of Insurance Companies operating mostly in the North American/European markets, and to respond to credit events with the purpose of enabling timely and accurate credit ratings and research
– Track and understand industry, regional and regulatory dynamics and trends
– Understand the portfolio of credits tracked and flag rating/outlook triggers to the global credit analyst
– Understand the rating criteria and apply the same on day to day activities/deliverables
– Analyze financial and operational performance; work on financial models and projections; and conduct peer analysis
– Prepare/draft internal credit analysis/assessment packs and notes
– Assist Global Credit Analyst(s) in the preparation of publishable credit rating and research reports
1. Process Adherence:
– Follow defined processes in day-to-day execution of assignments
– Ensure retention, documentation, and dissemination of knowledge
– Strictly practice and follow all Compliance, Confidentiality, and Information Security Policies, Procedures and Guidelines of the Organization.
– Trading/holding in shares belonging to a Financial Institution/Insurance company is regulated
2. Client Management/Stakeholder Management:
– Build and maintain strong relationships with international clients
– Manage a wide range of requests from various global Credit Analysts
– Understand and contribute proactively to client priorities
Candidate Profile:
– 1-3 Years of relevant experience in credit analysis and ratings, credit research, and report writing, covering global markets (preferably North American/European countries) or domestic markets for Insurance sector/ Financial Institution
– Excellent oral and written communication skills
– Good understanding of international accounting standards, banking-related financial concepts, and strong analytical skills
– Good interpersonal skills and ability to work with the larger team, and lead and mentor team members
Essential Qualifications
Two years full-time MBA (Finance) or equivalent OR CA
Preferred Qualifications
Two years full-time MBA (Finance) or equivalent OR CA