Overview
Responsibilities:
– Work with team of onshore analysts to cover Lev Fin credit portfolio
– Prepare quarterly financial spreads and memos
– Undertake ABL portfolio monitoring ABL assessment notes and collateral monitoring
– Prepare opinion based annual credit risk reports and financial spreads based on fundamental analysis for a set of assigned credits/companies
– The credit assessment process requires the following:
– Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile.
– Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments.
– Preparing a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations.
– Preparing and updating detailed financial models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (upto 7 years).
– Determine and recommend ratings to the entity based on the internal rating framework and methodology.
– Review outputs to be delivered by junior analysts, responsible for quality underwriting and workflow
management
– Team management, stakeholder management
– Regular interaction with client to discuss reports as well as workflow
– Engage with client teams proactively
– Train new and junior resources