Overview
Job Description:
– Building and maintaining relationships with mid and large corporate clients
– Preparation of In-Principle Credit Note and Presentations for Credit Committee approvals, Understanding of Credit and to present proposal to Management for approvals
– Monitoring on credit risk metrics and highlighting early warning signals. Follow-up with clients for covenants, post disbursal documents and internal review requirements. Working closely with Credit and Collections team to monitor EWS.
– Coordination with other departments – Operations, Legal, Compliance as a part of Business Team
– Working with internal Legal team and External Legal Counsel on transaction documentation
– Renewal/ review of cases in timely manner.
– Liaising with internal operations teams to ensure execution of transactions and closure.
– Understanding of Audit compliance and regulatory compliance.
– All responsibilities should be performed as per the Company Values and guidelines mentioned in the Company policies, as applicable and within the parameters of Company Code of Conduct.
Experience: 5-8 years’ experience from relevant industry (NBFC / Banking) will be preferred.
Education: MBA (Finance) / CA will be preferred.
Skills & Competencies:
– Corporate Credit Risk analysis
– Market Feedback / network
– Financial Analysis
– Understanding of regulatory norms
– Ability to hold and negotiate a conversation with senior management & promoters