Overview
– Preparing detailed credit approval note, Information Memorandum and presentations for approval and presentation to the Management / Risk Committee.
– Evaluating and assessing various kinds of credit proposals to determine credit worthiness and risk involved by conducting through analysis on Company’s/ Borrower financials, Credit Rating, industry research & trends, key competitors & industry outlook.
– Conducting the preliminary financial analysis, Peer company financial analysis, bank accounts due diligence and another de-dupe analysis.
– Ensuring that all credit and legal files are complete, identifying documentation deficiencies & ensuring timely resolution.
– Supporting Origination and Execution team in completing the assignments.
– Regularly engaging with client for completing the compliance and other documentation required in a proposal.
– Manage Post Disbursal Documents (PDD).
– Execution of deals, disbursement process, liasoning with all parties like Client, Syndicate Banks, Legal Counsel, Internal Team.
– Supporting in Executing the Down selling deals.
– Deep dive analysis on structured finance and capital market transaction. Handling credit queries and ensuring to close assessment within stipulated timelines.
– Managing the Portfolio and Regularly engaging with client for recent development in the markets.
– All responsibilities should be performed as per the Company Values and guidelines mentioned in the Company policies, as applicable and within the parameters of Company Code of Conduct.