Manager – Treasury Front Office

Role & Responsibilities:

Fund Raising & Relationship Management :

– Establish new relationships and maintains existing relationship with PSU and Private Banks

– Prepare a loan application including details related to the significant changes in the company, product profile, etc.

– Assist in preparation and compilation of CMA data

– Coordinate with banks for speeding up the debt raising process.

– Interact with Internal Stakeholders such as the Legal and Compliance department for vetting and the execution of the documents related to the transaction

– Assist the supervisor in getting loan documentation and pre-disbursement formalities completed

Credit Rating Surveillance :

– Assist in getting credit rating done from multiple rating agencies

– Ensure seamless information sharing with the rating Agencies

– Arrange the conference Calls with the Higher Management

– Negotiate with Business Development Team for Fee Structure

Operations :

– Plan the stock audit, and getting it completed in a timely manner

– Work with banks for creation, modification, and satisfaction of charge with MCA.

– Coordinate with the Lender for the No Dues Certificate post Loan Closure

– Monitor the post disbursement Compliances – Due Diligence Certificate, Financial Snapshots & Portfolio Quality Report, Book Debt Statement, Audited Financials, Provisional Financials

Compliance & Audit Related Activities

– Ensure the timely Submission of the RBI Returns of DNBS 4B, DNBS 4A, ALM I, ALM II & ALM III on a monthly Quarterly & Half Yearly Basis

– Ensure the timely submission of the NHB Monthly Return.

– Ensure the timely submission of the NDSI, Liquidity Disclosure Details & LCR on a quarterly basis

– Ensure the data regarding Stat Audit & Internal Audit is provided to relevant departments

Liability & Cash Flow Management:

– Manage the Liability Dashboard for timely servicing of Debt

– Coordinate with Accounts for Calculation of Principal & Interest Payments

– Assist the CFO in cash flow management & cost of borrowing analysis

– Ensure the timely availability of funds for the Liability Payments

– Ensure the timely investments of Fund in Liquid Funds & FDs

Key Skills:-

– Qualifications preferred: MBA Finance/CA

– Minimum 2-5 years of experience:

– Experience 2-5 years in fund raising from banks and financial institutions for NBFC/HFC’s

– Banking and Financial Services, HFC, NBFC

– Interpersonal relationship to manage peers and influence them on decisions for aggressive growth of business.

– Working effectively with the team under stringent deadlines

– Strong skills in negotiating, relationship building, problem solving, and timely problem escalation.

– Basic Knowledge of NBFC and NHB regulations

– Basic Understanding of IND AS & IGAAP Accounting Methods

– Familiarity with underwriting techniques and lending laws

– Knowledge on NHB refinancing will be an advantage