Overview
Hiring for a Leading Private Sector Bank
Responsibilities :
1. Project Appraisal
– Detailed appraisal for Project Finance and Structured Finance deals in the Sector.
– Financial Modelling for preparation of projections, sensitivity analysis, various viability ratios/parameters, etc.
– Preparation of Credit Approval Memorandum and other internal notes/memos for obtaining necessary sanctions and approvals from Sanctioning Authorities
– In-depth analysis of Annual Reports and detailed analysis of P&L, Balance Sheet, Financial Ratios, Cash Flows, etc.
– Assisting in Transaction Structuring and Term Sheet Preparation / Negotiation
– Engage with clients (Large/Mid Corporates, Funds, InvITs, Syndicating Banks/FIs, etc) and ensure comprehensive viability and risk assessment.
– Carry out detailed Risk Assessment and Mitigation analysis
2. Portfolio Monitoring and Control.
– Maintain Portfolio Hygiene minimizing exceptions, documentation/security related pendency’s, covenant compliance, etc.
– Liaise with external stakeholders (LIE, Consortium lenders, credit rating agencies, etc), attend consortium meetings, carry out site visits,etc. for comprehensive sanction and monitoring of the Project.
– Engage with Loan Syndication team and other Banks/FIs for down selling of portfolio accounts, wherever required
– Work along with Relationship team for completion of Documentation, disbursement, resolving audit/compliance, exceptions, etc.
– Liaise with internal stakeholders including Relationship, Credit, DCM, Treasury, etc. for sanction and monitoring.
3. Sector Expertise
– Develop sectoral expertise, identifying trends, illustrating understanding of consumers, competition and current market conditions through primary and secondary research
– Track Sector developments and engage with industry experts, attend conferences, etc
– Share sector trends/developments, prepare management presentations to drive proactive identification of business opportunities in the sector
– Build relationships with clients through engagement at sector meets/conferences.
Pratik Kankaria
9329149022