Overview
Key Responsibilities:
– Credit Appraisal: Conduct thorough credit appraisals for Loan Against Property (LAP) applications.
– Risk Assessment: Accurately assess credit risks associated with LAP proposals and provide well-reasoned recommendations.
– Policy Adherence: Ensure strict adherence to established credit policies, guidelines, and regulatory frameworks.
– Quality Underwriting: Maintain and ensure high-quality underwriting standards for all LAP cases, minimizing potential risks to the organization.
– Team Collaboration: Work closely with sales teams and other stakeholders to facilitate a smooth and efficient credit process.
What Makes You a Good Fit:
– Proven experience in credit appraisal and risk assessment for Loan Against Property (LAP).
– Strong understanding of credit policies and underwriting standards in the financial services sector.
– Excellent analytical and decision-making skills.
– Ability to identify and mitigate potential credit risks effectively.
– Good communication and interpersonal skills.