Overview
Anand Rathi Global Finance Ltd is hiring for the role of Risk Analyst- FI Lending Minimum experience of 3-5 years.
Location: Mumbai.
Role & Responsibilities:
Risk Analysis and Evaluation:
– Analysis and finalization of proposal notes prepared by business team and ensuring compliance with all regulatory/internal guidelines.
– Attending Sanctioning Committees meetings and presenting Risk team views for the account.
– Presentation to Top Management about the Overall FI portfolio.
Portfolio Monitoring:
– Regularly interacting with customers in the portfolio for credit related issues and monitoring.
– Interacting with rating agencies and other Lenders for due diligence.
– Monitoring of underlying portfolio through tracking of PAR/MFIN data, quarterly financials, news articles, security perfection etc. to maintain credit hygiene.
Industry Research:
– Conduct market and industry analyses to assess external factors influencing client performance.
– Stay updated on regulatory changes affecting the FI lending and corporate credit space.
Documentation and Compliance:
– Ensure all credit proposals comply with internal policies and regulatory guidelines.
– Maintain accurate and complete credit files for all assigned clients.