Overview
Job Summary:
– We are seeking self-driven and dynamic professionals with 5-8 years of experience as a Credit Analyst.
– The role focuses on credit assessment, financial analysis, proposal preparation, exposure monitoring, and industry tracking.
– Candidates must possess strong analytical skills, market knowledge, and a solid understanding of credit and regulatory frameworks.
Key Areas of Experience:
– Credit Analyst working in NBFCs/ Banks
Educational Qualifications: Preferably Chartered Accountant / MBA (if from reputed institute)
Key Responsibilities:
– Thorough understanding and analysis of companies and industry and presentation of ideas and recommendations.
– Preparation of credit proposal – analyzing the borrower and group financials, security for the loan, background check for the borrower and promoters.
– Presentation to the credit committee & Board and seeking approvals and issuance of the sanction letter.
– Periodic Monitoring & Review of the exposures
– Tracking the security performance, news updates, industry news, the promoters and the like
– Adhering to the RBI regulations, internal policies
– Maintaining various Policies, Data and MIS
– Collect and analyze financial data using online and other data sources such as annual reports, Capitaline, Bloomberg etc.
– Manage ad-hoc analytical research requests
– Help prepare and maintain industry data. Track Macro/micro economic data
– Track company operating metrics based on relevance in different sectors/companies
– Have analyzed in the past various Mid or Large sized companies